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Auto and Homeowners Insurance


Auto and Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto and Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto and Homeowners Insurance Information

Auto and Homeowners Insurance - Bundle it together and save!

Having both your Auto and Homeowners insurance with Armar Insurance can save you both time and money. Bundling Auto and Homeowners Insurance together allows you to take advantage of a multi-policy discount which can represent significant savings for you and your family. Armar Insurance specializes in Auto and Homeowners insurance in Sacramento, CA, Yreka, CA and Minneapolis, MN. 

 

Learn About Auto Insurance

Auto Insurance can protect you, your passengers, your vehicle and the other party in the case of an accident. Here are a few specific coverages that can be found in an auto insurance policy.

Liability: In case you're considered "at-fault" in an accident, liability insurance covers any damage you cause. That could mean damage to different vehicles, property (tree, house, sign, and so on.), or even the other party's injuries. Liability also covers your legal expense in the event that somebody sues you over the accident.

Comprehensive and Collision: Comprehensive covers elements outside of your control. These include fire, theft, vandalism, or hitting a live animal. Collision covers the vehicle in the case of an accident.

Uninsured Motorists Coverage: These are coverages that protect you and your passengers from bodily injury or property damage if the other party doesn't have insurance. Studies show that up to 20% of all drivers in the United States are uninsured!  

Medical: This coverage pays for medical expenses if you or your passengers are injured in an accident.

Towing and Rental: This covers the cost of a tow or rental car in the case of an accident.

 

What Affects My Auto Insurance Rate?

It can appear as though there's no reasonable explanation as to what determines your auto insurance rate. However, there are a few factors that determine your cost. 

Your age: Statistical evidence proves that age affects driving conduct. Younger, less experienced drivers are more prone to accidents. 

Where you live: Where you live has an impact about what sort of dangers will probably experience. Local repair costs also affect your rate.

The sort of auto you drive: The age, condition, and security features surrounding your auto affects your rate. 

Your driving history: Drivers with no accidents or moving violations are less likely to be in an accident.

 

Learn about Homeowners Insurance 

Homeowners Insurance protection is intended to shield you from the things that can harm your home, assets, or hurt you fiscally. It covers wind/hail harm, fires, lightning, burglary, and the sky is the limit from there. Additionally, a homeowners policy can cover injuries that happen on your property and claims against you, for example, somebody suing you if they were injured in your home. 

When you get your free homeowner insurance quote from Armar Insurance, a considerable amount of time and energy will be performed by our specialists to ensure that your home is well covered should you experience a loss. We have specialists standing by to guide you through your policy options.

 

When should you consider Homeowners Insurance?

Homeowners insurance is essential is you own a home, condominium, or are buying a home. We also offer a comprehensive renters insurance policy if lease your home from another person. Not certain about what coverages you need? Request a free homeowners quote, and we'll ensure you get the correct coverages.

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