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Armar Insurance Agency, LLC Blog

View the latest blog posts from Armar Insurance Agency, LLC.

Should you buy inflation protection for long-term care insurance? Absolutely. In fact, if you don’t think you can afford that extra coverage, you should probably rethink whether you should buy the insurance at all. READ MORE >>

It’s a simple and reasonably fair concept – all else being equal, safer and more careful drivers pay less for their car insurance than do those having multiple accidents and/or moving violations. How much? READ MORE >>

Did you know that taking 15 minutes to get married could save you at least 15% on your car insurance? According to a report, a 20-year old married woman pays an average of 22% less for car insurance than her single counterpart. And a married 20-year-old man pays 20% less than his single friend of the same age. READ MORE >>

You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. READ MORE >>

In recent years, major insurers have adopted “gender distinct” rates for new coverage. Translation: If you’re a woman, you’ll now pay more than a man for the same coverage. Rates for single women rose 20 to 40% last year, while rates for single men fell 15%, says Jesse Sl... READ MORE >>

Q&A with John Wiscaver Some women want spouse to get life insurance for Valentine’s Day Q: This Valentine’s Day, 40 percent of women wish their spouse or partner had life insurance, according to a survey by the Life Insurance and Market Research Association. Who really needs life insurance? READ MORE >>

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

Taking some simple steps before a winter storm hits can reduce the risk of falls around your home. With the National Weather Service reporting bone-chilling temperatures below 14 degrees Fahrenheit for one major city and massive amounts of snow affecting many others, safety is top of mind for many Americans. READ MORE >>

In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home. Homeowners must consider a number of winter weather issues, including legal liabilities to watch out for and knowing whether your homeowners insurance policy has you covered. READ MORE >>

Continuing from last week's post, read more to see how you can be prepared for any scenario. Tools and Materials for Emergency Repairs: You don't need to be ready for a full scale remodeling project but you do need some basics. What if a tree branch falls and breaks a window? READ MORE >>

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