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Armar Insurance Agency, LLC Blog: insurance

View the latest blog posts from Armar Insurance Agency, LLC.

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

Taking some simple steps before a winter storm hits can reduce the risk of falls around your home. With the National Weather Service reporting bone-chilling temperatures below 14 degrees Fahrenheit for one major city and massive amounts of snow affecting many others, safety is top of mind for many Americans. READ MORE >>

In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home. Homeowners must consider a number of winter weather issues, including legal liabilities to watch out for and knowing whether your homeowners insurance policy has you covered. READ MORE >>

Continuing from last week's post, read more to see how you can be prepared for any scenario. Tools and Materials for Emergency Repairs: You don't need to be ready for a full scale remodeling project but you do need some basics. What if a tree branch falls and breaks a window? READ MORE >>

You likely have all sorts of things in your home right now that would serve you well in an emergency, with a few additions and some organization, you'll have a functional kit and contingency plan. Creating a home emergency kit can be a simple to enormous undertaking depending on the level of energy and preparation you want to invest into it. READ MORE >>

Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.* READ MORE >>

Santa may know who is naughty and nice, but does he know how to keep his global gift giving enterprise running on all cylinders? Presents break, elves get sick and even Santa’s sleigh may get into a crash, but according to the Insurance Information Institute (I.I.I. READ MORE >>

You probably don't think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner's insurance doesn't cover everything you own and the items it does cover are only partially insured if they're high-priced items. READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

With millions of Americans traveling to see family and friends for the Thanksgiving holiday, remember to take a few steps to prepare your home so that you avoid returning to a big mess and an insurance claim, says the Property Casualty Insurers Association of America (PCI). READ MORE >>

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