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Armar Insurance Agency, LLC Blog: life

View the latest blog posts from Armar Insurance Agency, LLC.

Life insurance is kind of like the Rodney Dangerfield of financial planning. As one of most people’s least favorite financial topics, it gets no respect. Yet, it’s something that almost everyone needs and not having it when you need it can be devastating to your family’s well being. READ MORE >>

Should you buy inflation protection for long-term care insurance? Absolutely. In fact, if you don’t think you can afford that extra coverage, you should probably rethink whether you should buy the insurance at all. READ MORE >>

You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. READ MORE >>

In recent years, major insurers have adopted “gender distinct” rates for new coverage. Translation: If you’re a woman, you’ll now pay more than a man for the same coverage. Rates for single women rose 20 to 40% last year, while rates for single men fell 15%, says Jesse Sl... READ MORE >>

Q&A with John Wiscaver Some women want spouse to get life insurance for Valentine’s Day Q: This Valentine’s Day, 40 percent of women wish their spouse or partner had life insurance, according to a survey by the Life Insurance and Market Research Association. Who really needs life insurance? READ MORE >>

With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>

  Ever wonder if there is a secret to happiness?    Dan Buettner is a longevity expert who has long studied what it takes to live to be 100.    Not surprisingly, he’s found that happy people live longer.    So, here are his ten tips for a happier life: READ MORE >>

There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for a low premium is a waste, not a saving. Beyond that, here are some ways to maximize your life insurance dollars. READ MORE >>

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