Fixed Index Annuities

Fixed index annuities or FIAs are a type of annuity contract that provide investors with the potential for growth, while offering 100% downside protection, and the ability to turn retirement assets into lifetime income through annuitization.

The interest credited to FIAs is linked to the performance of an external index, such as the S&P 500®, but your principal is protected from losses in the index. You also have the ability to allocate some or all of your money to a fixed account that earns a guaranteed interest rate.